CBSE Class 12 FMM Banking Operations

Read and download CBSE Class 12 FMM Banking Operations in NCERT book for Class 12 Other Subjects. You can download latest NCERT eBooks chapter wise in PDF format free from Studiestoday.com. This Other Subjects textbook for Class 12 is designed by NCERT and is very useful for students. Please also refer to the NCERT solutions for Class 12 Other Subjects to understand the answers of the exercise questions given at the end of this chapter

NCERT Book for Class 12 Other Subjects Banking Operations

Class 12 Other Subjects students should refer to the following NCERT Book Banking Operations in Class 12. This NCERT Book for Class 12 Other Subjects will be very useful for exams and help you to score good marks

Banking Operations NCERT Book Class 12

CHAPTER-2

Banking(Operations)

Learning Objectives :

After studying this Chapter you will be able to

   . list out the new instruments offered by banks;

   . understand the types of loans given by banks; and other financial services.

   . know the meaning of and different types of personal banking services.

   . appreciate the meaning and importance of NRI banking.

explain the meaning and importance of corporate banking.

. understand the meaning and advantages of mobile banking, internet banking at Core banking

 

2.1 Deposits

For investment of surplus funds or to create a fund for future needs like children’s’ education and marriage, construction of house, business, etc one can find plenty of opportunities to deposit money banks under various deposit schemes. Now a days almost all banks are computerized, core banking/ network banking system is introduced which helps the people to deposit money at their own convenient locations.

2.2 Types of Deposits

The following are some of the deposit schemes available in banks:

   1. Current Account

   2. Savings Account

   3. Term Deposit/Fixed Deposit/ Recurring Deposit Account

   4. Multi Option Deposit Account

The first three accounts were already discussed in Class XI and the last type is discussed below:

Multi Option Deposit Scheme is a term deposit which is not fixed at all and comes with a unique break-up facility which provides full liquidity as well as benefit of higher rate of interest, through the savings bank account. One can also keep that deposit intact by availing an overdraft facility, to meet occasional temporary funds requirements. Individual banks have their own deposit schemes to suit the current as well as future needs of the people. You may visit nearby branches of the banks and collect information about different types of deposit accounts to ascertain the comparative advantages and limitations of the different types of deposit schemes.

2.3 Loans

Banks have variety of schemes under Personal Finance to satisfy varying needs of the banking public. Banks provide credit in the form of overdraft or loans. Overdraft facility is generally provided on current account. Overdraft is a service provided by a bank to utilize money even when there is no balance in the customer’s account. It is a form of credit and one has to pay interest for the overdraft drawn. It is an arrangement made to cover the cash shortages. The rates differ from bank to bank and depend on the time period also. It is not suitable for long period of time. Bank loan is the money which one borrows from the bank for a specific purpose for specific period with agreement for interest and repayment periods etc.

 

Please refer to the link below for - CBSE Class 12 FMM-Banking Operations

CBSE Class 12 Accounting for Business Cost Sheet
CBSE Class 12 An Introduction to Creativity
CBSE Class 12 Application of Computer in Library
CBSE Class 12 Banking Operations
CBSE Class 12 Business Process Outsourcing Part 1
CBSE Class 12 Business Process Outsourcing Part 2
CBSE Class 12 Clearing Reports Downloads
CBSE Class 12 Contents of Balance Sheet
CBSE Class 12 Economics Capital receipts
CBSE Class 12 Economics Consumers Equilibrium
CBSE Class 12 Economics Determination of Income
CBSE Class 12 Economics Evolution of Money
CBSE Class 12 Economics Features of Perfect Competition
CBSE Class 12 Economics Foriegn Exchange Rates
CBSE Class 12 Economics National Income
CBSE Class 12 Economics Producers Behaviour and Supply
CBSE Class 12 Economics Production Possibilities Curve
CBSE Class 12 Elements of Drama
CBSE Class 12 Elements of Fiction
CBSE Class 12 Engineering Bearings
CBSE Class 12 Engineering Isometric Projection
CBSE Class 12 Engineering Machine Drawing
CBSE Class 12 Engineering Pulleys
CBSE Class 12 Engineering Rod Joints
CBSE Class 12 Engineering Shaft Couplings
CBSE Class 12 Engineering Tie Rod and Pipe Joints
CBSE Class 12 Entering the Transactions in Tally
CBSE Class 12 Fashion Studies Basics of Garment Making
CBSE Class 12 Fashion Studies Pattern Making
CBSE Class 12 Feature Writing
CBSE Class 12 Features of Technical Registers
CBSE Class 12 FMM Banking Operations
CBSE Class 12 FMM Financial Statements
CBSE Class 12 Forms of Business Translation
CBSE Class 12 Forms of Drama
CBSE Class 12 Forms of Prose
CBSE Class 12 Forms of Technical Translations
CBSE Class 12 Functions of Different Sections of Library
CBSE Class 12 Getting Familiar to NEET Screen
CBSE Class 12 Introducing and Understanding Transaction Cycle
CBSE Class 12 Introduction to Article Writing
CBSE Class 12 Introduction to the Writing of Drama
CBSE Class 12 Learning How to Write the Short Story
CBSE Class 12 Library Cataloguing
CBSE Class 12 Library Classification
CBSE Class 12 Macroeconomics in Hindi Part 1
CBSE Class 12 Macroeconomics in Hindi Part 2
CBSE Class 12 Macroeconomics in Hindi Part 3
CBSE Class 12 Macroeconomics in Hindi Part 4
CBSE Class 12 Modern Library and Information Services
CBSE Class 12 Modes of Theatrical Presentation
CBSE Class 12 Operations of Depository
CBSE Class 12 Order and Trade Management
CBSE Class 12 Philosophy Of Education
CBSE Class 12 Philosophy Education For Character Development
CBSE Class 12 Physics Lens and Mirror
CBSE Class 12 Practical Handbook BPO Manual
CBSE Class 12 Problems of Translation
CBSE Class 12 Procedure for doing enteries in payroll software
CBSE Class 12 Process of Translation
CBSE Class 12 Punjabi Kaav Jatra
CBSE Class 12 Punjabi Katha Jagat
CBSE Class 12 Resources and Human Resource Management
CBSE Class 12 Risk Containment Measures
CBSE Class 12 Talks and Speeches
CBSE Class 12 Technical Processing of Documents
CBSE Class 12 Trading Reports Download
CBSE Class 12 Traditional Library and Information Services
CBSE Class 12 Translating Technical and Business Registers
CBSE Class 12 Translation and the Translator
CBSE Class 12 Translations of Business Registers
CBSE Class 12 Understanding NEAT System
CBSE Class 12 Understanding Short Stories
CBSE Class 12 Understanding the Rolling Settlement
CBSE Class 12 Web Based Search
CBSE Class 12 Writing Essays
CBSE Class 12 Writing Reviews
CBSE Class 12 Writing Short Stories
CBSE Classs 12 Fashion Studies Book
NCERT Class 12 Heritage Craft Colonial Rule and Crafts
NCERT Class 12 Heritage Craft Craft In the Age of Tourism
NCERT Class 12 Heritage Craft Craft In The Past
NCERT Class 12 Heritage Craft Design and Development
NCERT Class 12 Heritage Craft Mahatma Gandhi and Self Sufficiency
NCERT Class 12 Heritage Craft Production and Marketing
NCERT Class 12 Heritage Craft The Crafts Community Today
NCERT Class 12 Heritage Crafts Craft Tradition Of India Carfts In The Age Of Tourism
NCERT Class 12 Heritage Crafts Craft Tradition Of India Design and Development
NCERT Class 12 Heritage Crafts Craft Tradition Of India The Crafts Community Today
NCERT Class 12 Heritage Crafts Tradition Of India Colonial Rule and Crafts
NCERT Class 12 Heritage Crafts Tradition Of India Crafts Bazaars
NCERT Class 12 Heritage Crafts Tradition Of India Crafts In Past
NCERT Class 12 Heritage Crafts Tradition Of India Handloom and Handicrafts Revival
NCERT Class 12 Heritage Crafts Tradition Of India Mahatma Gandhi and Self Sufficiency
NCERT Class 12 Heritage Crafts Tradition Of India Production and Marketing

NCERT Book Class 12 Other Subjects Banking Operations

The above NCERT Books for Class 12 Other Subjects Banking Operations have been published by NCERT for latest academic session. The textbook by NCERT for Banking Operations Other Subjects Class 12 is being used by various schools and almost all education boards in India. Teachers have always recommended students to refer to Banking Operations NCERT etextbooks as the exams for Class 12 Other Subjects are always asked as per the syllabus defined in these ebooks. These Class 12 Banking Operations book for Other Subjects also includes collection of question. Along with Other Subjects Class 12 NCERT Book in Pdf for Banking Operations we have provided all NCERT Books in English Medium for Class 12 which will be really helpful for students who have opted for english language as a medium. Class 12 students will need their books in English so we have provided them here for all subjects in Class 12.

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